diff --git a/src/Oms.Application/Services/Orders/OrderService.ParcelQuote.cs b/src/Oms.Application/Services/Orders/OrderService.ParcelQuote.cs
index eab16a7..f5fffad 100644
--- a/src/Oms.Application/Services/Orders/OrderService.ParcelQuote.cs
+++ b/src/Oms.Application/Services/Orders/OrderService.ParcelQuote.cs
@@ -672,21 +672,68 @@ public partial class OrderService
 
         await TryAddAsync(null, null, false);
 
-        // 如果按「仅目的国」都无法匹配到任何价格分区，则不要再用卖价快照的全量分区键兜底。
-        // 否则会导致未配置国家也能返回参考价格（estimated），与预期不符。
-        if (attempts.Count == 0)
+        // 精确命中（如无邮编区间的国家级分区）后，仍可用快照内其它分区键作参考兜底
+        if (attempts.Count > 0)
         {
+            foreach (var zoneKey in ParcelBillingCalculator.CollectDistinctDetailZoneKeys(snapshotBinding.Price))
+            {
+                if (attempts.Any(x => x.ZoneKeys.Any(k => string.Equals(k, zoneKey, StringComparison.OrdinalIgnoreCase))))
+                {
+                    continue;
+                }
+
+                attempts.Add(new QuoteZoneAttempt([zoneKey], true, zoneKey));
+            }
+
             return attempts;
         }
 
-        foreach (var zoneKey in ParcelBillingCalculator.CollectDistinctDetailZoneKeys(snapshotBinding.Price))
+        // 仅国家+重量：分区规则带邮编时无法精确命中，按「同国家」分区给出估算价；
+        // 快照中完全没有该国家时不跨国家兜底。
+        if (snapshotBinding.Price?.PriceAreaInfos is { Count: > 0 })
         {
-            if (attempts.Any(x => x.ZoneKeys.Any(k => string.Equals(k, zoneKey, StringComparison.OrdinalIgnoreCase))))
+            foreach (var zoneKey in ParcelBillingCalculator.CollectCountryEstimateZoneKeys(
+                         snapshotBinding.Price,
+                         context.CountryCode))
             {
-                continue;
+                attempts.Add(new QuoteZoneAttempt([zoneKey], true, zoneKey));
             }
 
-            attempts.Add(new QuoteZoneAttempt([zoneKey], true, zoneKey));
+            return attempts;
+        }
+
+        // 无快照分区明细时，退回库表：同国家且不要求邮编的规则
+        var priceAreaId = ResolveEffectivePriceAreaId(product, snapshotBinding.Rules, snapshotBinding.Price);
+        if (priceAreaId is > 0)
+        {
+            var area = await KpiAreaRepository.FirstOrDefaultAsync(x => x.Id == priceAreaId.Value);
+            var rules = await KpiAreaRepository.GetAllInfosByAreaIdAsync(priceAreaId.Value);
+            foreach (var rule in rules)
+            {
+                if (!string.IsNullOrWhiteSpace(rule.CountryCode)
+                    && !string.Equals(rule.CountryCode, context.CountryCode, StringComparison.OrdinalIgnoreCase))
+                {
+                    continue;
+                }
+
+                if (!string.IsNullOrWhiteSpace(rule.Province) || !string.IsNullOrWhiteSpace(rule.City))
+                {
+                    continue;
+                }
+
+                var keys = ParcelBillingCalculator.BuildPriceZoneKeys(rule, area);
+                if (keys.Count == 0)
+                {
+                    continue;
+                }
+
+                if (attempts.Any(x => x.ZoneKeys.SequenceEqual(keys, StringComparer.OrdinalIgnoreCase)))
+                {
+                    continue;
+                }
+
+                attempts.Add(new QuoteZoneAttempt(keys.ToList(), true, keys[0]));
+            }
         }
 
         return attempts;
diff --git a/src/Oms.Application/Services/Orders/ParcelBillingCalculator.cs b/src/Oms.Application/Services/Orders/ParcelBillingCalculator.cs
index 9e9d1b8..c7a010d 100644
--- a/src/Oms.Application/Services/Orders/ParcelBillingCalculator.cs
+++ b/src/Oms.Application/Services/Orders/ParcelBillingCalculator.cs
@@ -156,6 +156,32 @@ internal static class ParcelBillingCalculator
         return keys.Count > 0 ? keys : null;
     }
 
+    /// <summary>
+    /// 查价仅填国家时：若快照已配置该目的国分区（即使规则带邮编区间），
+    /// 则返回卖价明细中的分区键供估算报价；未配置该国家时返回空（不跨国家兜底）。
+    /// </summary>
+    public static IReadOnlyList<string> CollectCountryEstimateZoneKeys(
+        SalesProductPricePublishSnapshotDto? priceSnapshot,
+        string countryCode)
+    {
+        if (priceSnapshot?.PriceAreaInfos == null
+            || priceSnapshot.PriceAreaInfos.Count == 0
+            || string.IsNullOrWhiteSpace(countryCode))
+        {
+            return [];
+        }
+
+        var countryConfigured = priceSnapshot.PriceAreaInfos.Any(rule =>
+            string.IsNullOrWhiteSpace(rule.CountryCode)
+            || string.Equals(rule.CountryCode, countryCode, StringComparison.OrdinalIgnoreCase));
+        if (!countryConfigured)
+        {
+            return [];
+        }
+
+        return CollectDistinctDetailZoneKeys(priceSnapshot);
+    }
+
     public static string? ResolveZoneName(KpiAreaInfo? matched, KpiArea? area)
     {
         if (matched == null)
diff --git a/src/Oms.Tests/PriceCheckSnapshotVerificationTests.cs b/src/Oms.Tests/PriceCheckSnapshotVerificationTests.cs
index 5b5ea56..0dd3f7d 100644
--- a/src/Oms.Tests/PriceCheckSnapshotVerificationTests.cs
+++ b/src/Oms.Tests/PriceCheckSnapshotVerificationTests.cs
@@ -303,4 +303,45 @@ public class PriceCheckSnapshotVerificationTests
 
         fees.Should().BeEmpty();
     }
+
+    [Fact]
+    public void CountryEstimate_WhenCountryConfiguredWithPostcodeRules_ShouldReturnDetailZones()
+    {
+        var snapshot = BuildUserSnapshot();
+        snapshot.PriceAreaInfos =
+        [
+            new KpiAreaSnapshotRuleDto
+            {
+                Id = 11,
+                CountryCode = "US",
+                PostcodeRange = "(90000,99999]"
+            }
+        ];
+
+        // 精确匹配（无邮编）应失败
+        ParcelBillingCalculator.TryResolveZoneKeysFromPriceSnapshot(snapshot, "US", null, null, null)
+            .Should().BeNull();
+
+        // 国家估算应返回卖价明细分区键
+        ParcelBillingCalculator.CollectCountryEstimateZoneKeys(snapshot, "US")
+            .Should().Contain(["3"]);
+    }
+
+    [Fact]
+    public void CountryEstimate_WhenCountryNotConfigured_ShouldReturnEmpty()
+    {
+        var snapshot = BuildUserSnapshot();
+        snapshot.PriceAreaInfos =
+        [
+            new KpiAreaSnapshotRuleDto
+            {
+                Id = 11,
+                CountryCode = "US",
+                PostcodeRange = "(90000,99999]"
+            }
+        ];
+
+        ParcelBillingCalculator.CollectCountryEstimateZoneKeys(snapshot, "DE")
+            .Should().BeEmpty();
+    }
 }